The Economic Information Portal – Economy Today

“Economy Today” is a new economic information portal, which pursues the objective of making the difficult language used in recent times easier and more accessible to describe the serious economic crisis that is affecting Italy and the whole world.
In addition, we will provide useful information on the compilation of documents, news always updated, we will have sections dedicated to job advertisements, the university world and therefore to students.

The topics that we will cover will concern the credit crunch analysis, Basel 2, the rating and the budget analysis, as a useful tool to improve your rating.

We will try to explain how Confidi can help companies access credit and the tools to access it.

In this period characterized by the serious crisis of the financial markets and by the global recession, Italian entrepreneurs, like all those who manage a company, must arm themselves with any tool that can guarantee its survival.

The company, in any way established, is an economic body which must be nourished with material, immaterial and economic resources. It is necessary that it be guided by people who know its real strengths well and who know how to exploit its vitality, to improve its weaknesses.

An analysis of the health of your company is now no longer required only from the most attentive and loyal administrators to their work, but to all those who manage an economic activity.

For the entry into force of the new regulation called Basel 2, if you want to access money, a vital source for every company, you must check that you have a rating that identifies a low probability of insolvency; in fact the banks assign a rating to their customers to identify the cost, interest rate, to be applied to the loan operation granted.

To assign the rating, the banks analyze quantitative, qualitative and performance aspects concerning the company requesting the financing, but it is still the analysis based on balance sheet data, the balance sheet analysis by margins, by indices and by flows to be mostly used by credit institutions.

Huge weight, in the analysis of the probability of insolvency, the financial statement ratios that manage to detect the solidity, profitability and liquidity of the company acquire.

If a low rating, which identifies a high risk of insolvency, is identified from the analysis of the balance sheet of your company, those management strategies aimed at improving the balance ratios must be implemented, and therefore the rating or you can resort to help offered by Confidi, a useful tool to facilitate access to credit.

ATTENTION: ECONOMY TODAY is an independent information portal, created out of pure passion for Economy.

“This Portal does not represent a newspaper because it is updated without any periodicity. It cannot therefore be considered an editorial product in accordance with law no. 62 of 7.03.2001”